Privacy Policy

mycashrefi.com (the "Website," "we," "our," or "us") takes your privacy seriously. Please read the following to learn more about our privacy policy. By visiting this website, you are accepting the practices described in this Privacy Notice. What This Privacy Policy Covers



  • This policy covers how we treat personal information that the website collects and receives, including information related to you're past use of our products and services. Personal information is information about you that is personally identifiable like your name, address, email address, IP address, or phone number, and that is not otherwise publicly available.
  • This policy does not apply to the practices of companies that we does not own or control, or to people that we do not employ or manage.

Information Collection and Use General

  • The website collects personal information when you register with us. We may combine information about you that we have with information we obtain from business partners or other companies.
  • When you register we ask for information such as your name, address, phone number, email address and zip code. Once you register with us and sign in to our services, you are not anonymous to us.
  • We collect information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
  • The website automatically receives and records information on our server logs from your browser, including your IP address, cookie information, and the page you request.
  • We use information for the following general purposes: to fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
  • We reserve the right to send you certain communications relating to our services, such as service announcements, administrative messages, special offers and an website Newsletter.
  • We may share personal information about you with trusted partners who work on behalf of or with us in accordance with the Telephone Consumer Protection Act (TCPA), however, we will never sell or rent your email address . Our trusted partners may use your personal information to help us communicate with you about offers from the website and our marketing partners. You may receive certain communications relating to our services, such as service announcements, administrative messages, special offers and a Newsletter.
  • We may provide personal contact information about you with our trusted partners who work on behalf of or with us. These companies may use your personal information to help us communicate with you about offers from us and our marketing partners. Under no circumstances will your email address be shared with any of our trusted partners

Confidentiality and Security

  • We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
  • We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Cookies

  • We may set and access cookies on your computer. We use this information for Web Site and Systems Administration.
  • Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser and to provide features and storage of items in your Shopping Cart between visits.

GDPR and CASL Compliance

  • Unfortunately, we are not in a position to accept registrants who are not U.S. Citizens. The CASL and GDPR regulations, in particular, provide certain rights to their citizens which are not the same as the United States. For this reason, we do not accept registrations from any citizen outside the United States. Our services are specifically designed for United States citizens. We have expunged all European Union Member and Canadian Citizens data to the extent we have been made aware of the same. If you are a European Union Member, Canadian or any country outside of the United States citizen, please notify us at info@mycashrefi.com

This section of the Privacy Policy supplements the information contained elsewhere in our Privacy Policy and applies solely to visitors, users, an others who reside in the state of California (“Consumers”). The provisions contained within this section are intended to provide notices in compliance with the California Consumer Privacy Act of 2018 (“CCPA”). Any terms defined by the CCPA have the same meaning when used in this section.


Personal Information Collected

We collect Personal Information provided by Consumers through the Site. In the past 12 months, we have collected the following Personal Information from Consumers:

Category of Information Examples Information Collected
Identifiers A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers. Yes
Categories of personal information described in subdivision (e) of Section 1798.80. A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card, or any other financial information, or health insurance information. Yes
Characteristics of protected classifications under California or federal law Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran military status, genetic information (including familial genetic information). No
Commercial Information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. Yes
Biometric information An individual's physiological, or biological or behavioral characteristics, including an individual's deoxyribonucleic acid (DNA), that can be use, singly or in combination with each other or with other identifying data, to establish individual identity, including but not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information. No
Internet or other electronic network activity information Browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, advertisement. No
Geolocation Physical location, position, and movement data. No
Sensory information Audio, electronic, visual, thermal, olfactory, or similar information. No
Professional or employment-related information Present and past employment data. No
Education information Education records maintained by educational institutions or third parties on behalf of these institutions. No
Inferences drawn from any other information Data reflecting a consumer's preferences, characteristics, habits, attitudes, predispositions, intelligences, and abilities. No

The categories of Personal Information described above are collected from the following categories of sources:

  • Directly from Consumers or their agents, such as through Consumers’ responses to our web forms.
  • Directly and indirectly from activity on our Website, such as through Consumers’ interaction with our Website.
  • From third parties that work with us to provide services to Consumers, such as third parties that we connect Consumers with to fulfill their requests.

Uses of Personal Information

The information we collect is used to:

  • Fulfill the purpose for which the information was provided by the Consumer.
  • Perform the activities described to Consumers when collecting their Personal Information or as set forth in the CCPA.
  • Provide the Consumer with information, products, or services that have been requested.
  • Perform internal and external marketing.
  • Carry out obligations and enforce contractual rights.
  • Improve the services provided through the Website, such as through testing, research, analysis, and development.
  • Respond to requests from law enforcement and government organizations as required by law, court order, or government regulation.
  • Evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, sale, or other transfer of some or all of our assets whether on an ongoing basis or as part of a discrete transaction in which collected Personal Information is among the assets transferred.

Personal information will not be used for materially different purposes without first providing the Consumer with notice.


Sharing and Sale of Personal Information

We do not disclose Personal Information provided to us by Consumers for a business purpose. Personal information for minors under 16 years of age is not collected, disclosed for a business purpose or sold.


Consumers’ Rights

Consumers have several rights under the CCPA. These include:

  • The right to know what categories and specific pieces of Personal Information are collected, disclosed for a business purpose, or sold by requesting this information from us.
  • The right to request deletion of Personal Information collected or maintained by us.
  • The right to opt-out of the sale of Personal Information.
  • The right not to receive discriminatory treatment from us for choosing to exercise privacy rights under the CCPA.
  • The right to designate an authorized agent for making requests under the CCPA on the Consumer’s behalf.

Even after fulfilling a request for deletion, we are required to maintain records for statutory compliance. To submit a request to know or delete Personal Information complete the form provided here . Once we have received a request, we work with Consumers to verify their identities. As part of the verification process, we work with OneTrust. Depending on the type of request submitted, OneTrust may request information from the Consumer, such as an email address, phone number, or government issued identification card. More information about OneTrust’s identification process is found here. If a Consumer has asked an agent to exercise rights on the Consumer’s behalf, the agent’s identity will need to be verified by providing a writing from the Consumer designating the agent in addition to any information requested through OneTrust.


Do not track browser settings

  • Advertisers may collect data about your online browsing activity and use it to show you targeted ads (a process known as "behavioral advertising"). You can prevent companies from showing you targeted ads by submitting opt-outs to those service providers. Opting-out will only prevent targeted ads so you may continue to see generic (non-targeted ads) from these companies after you opt-out. You may opt-out of behaviorally targeted ads anytime by deleting your browser's cookies.

Information Sharing and Disclosure

  • Information You Give Us: We receive and store any information you enter on our Web site or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, customizing future shopping for you, improving our stores, and communicating with you.
  • Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use "cookies," and we obtain certain types of information when your Web browser accesses this site.
  • Agents: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes
  • We may share personal information about you with trusted partners who work on behalf of or with us. These companies may use your personal information to help us communicate with you about offers from the website and our marketing partners. You may receive certain communications relating to our services, such as service announcements, administrative messages, special offers and a Newsletter.
  • We may provide personal contact information about you with our trusted partners who work on behalf of or with us. These companies may use your personal information to help us communicate with you about offers from us and our marketing partners.
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of our terms of use, or as otherwise required by law.
  • We transfer information about you if we are acquired by or merged with another company. In this event, we will notify you before information about you is transferred and becomes subject to a different privacy policy.

Changes to this Privacy Policy

  • We may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email you entered or by placing a prominent notice on our site.

Wireless Policy

We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.



Detailed Wireless Policy

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.


We may use personal information to provide the services you've requested, including services that display customized content and advertising. We may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may share aggregated and non personal information with third parties. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.


You may remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You may remove your information by sending "STOP", "END", "QUIT" to the SMS text message you have received.


CONTACT US or OPTOUT If you have any questions regarding this Privacy Policy, or wish to opt-out of any communication (phone, email, sms or otherwise) please contact: info@mycashrefi.com. You may write to use at 9921 Carmel Mountain Rd #425, San Diego, CA 92129